Featured Video
Welcome to Find Homes & Loans.
Press play for a quick hello from Alejandro Espitia. He'll introduce himself and how he pairs real estate expertise with mortgage guidance for buyers, sellers, and investors across Pasadena and the San Gabriel Valley, so you can find the right home and the right loan together.
From Alejandro
Homes, loans, and the road between them.
Press play for more from Alejandro Espitia. He'll show how he pairs real estate expertise with mortgage guidance for buyers, sellers, and investors across Pasadena and the San Gabriel Valley, with straight talk in English or Spanish.
More from Alejandro
Your next home starts with a conversation.
Press play for another welcome from Alejandro Espitia. He'll share how he helps buyers, sellers, and investors across Pasadena and the San Gabriel Valley pair the right home with the right loan, with straight talk in English or Spanish at every step.
En Español
Bienvenido.
Presiona play para un mensaje de bienvenida en español de Alejandro Espitia, Broker Associate y REALTOR® con Apex Realty & Investments, licenciado en California desde 1996, ayudando a compradores, vendedores e inversionistas. Fluido en inglés y español.
Sold Result
Just Sold.
Press play for an aerial view of Alejandro's latest sale in Devore. Just sold at 18330 Grandview Ave, Devore, CA 92407. Real results for real clients.
See it from every angle
Take a look around. Then let's find yours.
A slow, hands-on look at the kind of home Alejandro helps you find and finance across Pasadena and the San Gabriel Valley. Hover to tilt it, or watch it turn.
A home like this could be yours
Alejandro Espitia · Apex Realty & Investments
Since 1996
Licensed in California
200+ homes sold
Across Southern California
20+ cities served
Across California
Quick lead quiz
Which loan fits you?
Answer a few quick questions and I'll point you to the right mortgage for your situation.
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About 60 seconds. A few quick questions, no paperwork, no pressure.
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Tailored guidance. Your answers help Alejandro point you to the right homes, loans, and next steps.
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Straight talk. Buying, selling, or investing, in English or Spanish, with a licensed California broker.
Quote of the Day
“Unless the LORD builds the house, the builders labor in vain. Unless the LORD watches over the city, the guards stand watch in vain.”
«Si el SEÑOR no edifica la casa, en vano se esfuerzan los albañiles. Si el SEÑOR no cuida la ciudad, en vano hacen guardia los vigilantes.»
And a reminder to carry with you: real estate remains one of the most solid and lasting investments a family can build on.
Buying, selling, or investing? Alejandro Espitia is here to guide you through the process.
Buying a home?
From first searches to pre-approval to closing, get one advisor who helps the whole journey make sense.
Buyer servicesSelling your home?
Pricing, prep, and marketing that position your home for a strong sale, with clear communication at every step.
Seller servicesInvesting wisely?
Rentals, flips, or long-term holds, align property choices with financing that protects your returns.
Investor guidanceLoan-ready?
Understand mortgage options, costs, and what lenders look for, before you ever tour a home.
Financing guide
Why Find Homes & Loans
The home you love only works if the financing does, too.
Too many buyers find the perfect house, then scramble for financing. At Find Homes & Loans, the home search and the mortgage conversation happen together, so you tour with a budget you trust and close with confidence.
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Real estate expertise. Search strategy, neighborhood insight, and negotiation, grounded in work licensed in California since 1996.
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Mortgage guidance. Understand loan types, pre-approval, and closing costs, and get connected with trusted lending partners.
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One conversation. Bring your questions about homes, prices, rates, and affordability to one trusted advisor, in English or Spanish.
Meet Alejandro![]()
"A home purchase is two decisions: the right house and the right loan. Get both right and you sleep well for decades."
Loans & Mortgages
Know your loan options before you fall for a house.
From conventional and FHA to VA and jumbo loans, Alejandro demystifies the numbers, helps you get pre-approved, and connects you with trusted lenders who fit your situation.
Loan availability, rates, and terms vary by lender, program, and qualification. Alejandro is a real estate professional; his guidance does not replace lender approval.
Mortgage guideThe Find Homes & Loans process
Four steps from "I want a home" to keys in hand.
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Consultation
We talk budget, timeline, goals, and loan readiness, in English or Spanish.
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Match
Focused searches turn criteria into showings you actually want to tour.
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Finance
Pre-approval, offer strategy, and lending connections keep your budget honest.
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Close
Negotiation, inspections, and closing, handled so the keys land in your hands.
About Alejandro
Homes and loans, guided by a broker who speaks both languages.
Alejandro Espitia is a Broker Associate and REALTOR® with Apex Realty & Investments, licensed in California since 1996, with 200+ homes sold to home buyers, sellers, and investors across Los Angeles, San Bernardino, San Gabriel, and Riverside. Fluent in English and Spanish, he helps you find the right home, and the right loan, with straight talk and a steady hand through every step.
From first-time buyers and growing families to investors sizing up their next deal, Alejandro pairs every home search with a financing plan, so the house you love is a house you can keep.
Client testimonials
In the words of the people I've helped.
For years, I wasn’t sure whether buying a home was right for me. Then a co-worker began looking for a home with Alejandro as his agent. I met Alejandro, and we struck up a conversation about life and family. When I asked how the home search was going, he told me more about the process, and I became interested. I decided to work with him and soon found and bought a condo!
I’m so happy Alejandro helped me through the process. I highly recommend him to anyone looking to buy or sell a home. He provided great service!
Eduardo B.
Balwin Park, CA
Mi nombre es Teresita y quiero recomendar a Alejandro como tu agente si quieres comprar o vender tu casa. Yo conocia a la familia de Alejandro y asi fue como lo conoci a el. Comenzamos a platicar y eventualmente me pregunto si rentaba o tenia casa propia, le dije que estaba rentando, me pregunto porque no compraba en vez de estar rentando pagando la casa que nunca seria mia, le dije que no creia que pudiera comprar porque no sabia si calificaria para el prestamo aparte que no tenia mucho dinero para el enganche. El me explico el proceso de compra y la verdad me convencio, comenzamos a trabajar y para mi sorpresa si pude comprar. El me ayudo a comprar mi primer condomino, luego me ayudo a venderlo y finalmente me ayudo a comprar la casa en la que actualmente vivo. Confio mucho en su ayuda y lo recomiendo a toda persona que quiere comprar o vender su propiedad.
Teresita L.
Lancaster, CA
Third review. A family member recommended Alejandro after he helped her sell her home. When I spoke with him, he asked a few questions about what I was looking for, and once I shared what I needed, he got right to work. He also connected me with a lender and an escrow company. In just 90 days, I had a home of my own! Thank you, Alejandro, for all your help.
Mari Garcia
Visalia, CA
Working with Alejandro Espitia was a fantastic experience! He clearly explained every step of the process, listened to my needs, and showed me some great properties in the Covina area without any pressure. I’ve since recommended him to several friends, and they are now all happy homeowners too. I highly recommend Alejandro for anyone looking for a dedicated and knowledgeable real estate agent!
Carlos O.
Covina
Resources & Blog
Guides that make buyers smarter.
Market Report · Latest from the desk
Fed Holds Rates Steady: What It Means for Pasadena Home Buyers and Sellers
The Fed held rates steady on October 28, keeping the federal funds rate at 3.75% to 4.00%. With the 30-year fixed near 7.3% and Pasadena values flat around $1.21 million, here is what the decision means for buyers, sellers, and investors.
Alejandro Espitia · 3 min read
Read the article
Buying
First-time home buyer guide: Los Angeles, San Gabriel & San Bernardino
Pre-approval, down payment programs, market expectations, and closing steps for these local markets.
Buying
First-time home buyer guide
Steps, costs, and questions to expect, from pre-approval to closing day.
Financing
Pre-approval vs. pre-qualification
Why one number carries real weight with sellers and lenders, and the other is a warm-up.
Owners
Should you refinance?
A practical checklist of costs, break-even math, and good timing signals.
Market Report · En español
La Reserva Federal Mantiene las Tasas Sin Cambio: Qué Significa para Compradores y Vendedores en Pasadena
La Fed mantuvo las tasas sin cambio el 28 de octubre, dejando la tasa de fondos federales en 3.75% a 4.00%. Con la hipoteca a 30 años cerca del 7.3% y los valores de Pasadena estables alrededor de $1.21 millones, esto es lo que significa para ti.
Market Report
The Lock-In Effect: Why California Homeowners Aren't Selling
Why so few homes are on the market right now: 76% of California owners hold rates under 5%, the 30-year fixed sits at 7.24%, and inventory is still tight.
Free neighborhood reports
Get a Neighborhood Report for Any City
A free custom report is available for any city, not just the ones listed on the site. Tell me where you're looking and I'll prepare a neighborhood report for you: what homes sell for, the schools, the commute, and the local character only a resident agent can describe.
Request a neighborhood report
Tell me the city you want
Reports are not generated automatically. Alejandro will prepare yours personally.
Free calculators & tools
Run the numbers before you call.
Quick, honest, browser-only tools that turn your situation into a starting number, with no account and no data shared. The real figure always comes from Alejandro.
Home Value Estimator
What's my home worth? Enter your address, size, and layout for an honest estimated range, then get the real number from Alejandro's free valuation.
Estimate my home's valueRefinance Savings Checker
Could a lower rate lower your payment? Compare your current rate and balance with a new assumed rate for estimated monthly and total savings.
Check my savingsPhoto gallery
Featured Homes
A look at recent homes featured by Find Homes & Loans. Tap any photo to view it full size.
Good to know
Frequently Asked Questions
Straight answers about where we work, what we bring, and how to reach us.
Where do you help clients buy and sell real estate?
We serve Pasadena, the San Gabriel Valley, and surrounding areas across Los Angeles, San Bernardino, and Riverside counties.
How much experience do you have?
Licensed in California since 1996, with 200+ homes sold in Southern California.
Do you speak Spanish?
Yes, we are fluent in English and Spanish and serve English- and Spanish-speaking clients.
Ready to find your home and finance it smarter?
A thirty-minute conversation can save months of wandering. Call, or send a note, and Alejandro will map the next steps with you.